Calculate your repayments
Change the figures below to see your estimate instantly. No contact details are needed to calculate.
This is an indicative estimate, not a finance offer or approval. The calculation finances the vehicle price less your deposit, plus R15 000 for additional expenses. It assumes a constant annual interest rate, equal monthly payments and no balloon payment. Insurance and running costs are excluded. Final terms and costs are confirmed by the lender.
Talk through your finance options
Our in-house finance team can help you understand the next steps and confirm the rate, term, fees and balloon options available for your chosen vehicle.
Call 051 447 8458
After your enquiry, the team can discuss suitable options and explain how to complete a formal application securely.
Before you apply
How does a deposit affect my repayment?
A larger deposit reduces the amount you borrow. Your deposit is calculated as a percentage of the vehicle price. The additional R15 000 for expenses is then added to the amount financed.
What is a balloon payment?
A balloon is a final lump-sum payment at the end of a finance agreement. This simplified calculator assumes no balloon payment. Speak to our finance team if you would like to explore balloon options.
Are fees and insurance included?
The estimate automatically includes R15 000 in additional expenses as part of the financed amount. Insurance and running costs are excluded. The finance team will confirm the actual costs.
Does this estimate mean I qualify?
No. The lender assesses your application and confirms eligibility, interest rate, repayment term and all costs. The selectable values are calculation scenarios, not guaranteed finance options.